The first rule regarding dealing with your debts is to first face up to them. Admitting you’re in trouble, outlining exactly what you owe and wanting to clear them is the first step towards becoming debt free. Debt is an awful thing which grows and grows over time, becoming bigger and scarier the more we ignore it. It can be hugely stressful time, but please do not worry too much, there are people and ways which will help you to realise you’re not alone and will set you on the right path towards cleaning your debts. Here are some of…

After years of hard work, pensioners should be able to enjoy their retirement years comfortably. However, new figures have revealed that one in four UK pensioners are struggling to manage their finances. What’s even more shocking is that there is up to £5.5 billion in state benefits going unclaimed on an annual basis. Why is this happening? Because pensioners are too proud to accept government help, they are unaware they are entitled to benefits or are wrongfully informed that they aren’t eligible for financial assistance. The government therefore need to make a change. So many pensioners are unaware that they…

It’s going to be on your mind throughout your university years, and probably for the rest of your life, so you may as well learn all you need to know about student finance right here. The funding for your tuition fees and accommodation has to come from somewhere, and that’s from student loans. Firstly, if you haven’t already sorted a student loan, you should head on over to one of the many government websites available to find out more: direct.gov.uk/en/educationandlearning, studentfinancewales.co.uk, studentfinanceni.co.uk and saas.gov.uk As the name would imply, the Tuition Fee Loan covers your tuition fees for each university…

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