When you think of being a student, you immediately imagine huge debts, eating cold beans out of a can and being freezing. But this doesn’t have to be the case, if you’re smart with your money, budget and don’t splurge, then you can be a savvy student. Take advantage of student discounts From NUS discount cards to discounted cinema tickets, there are a whole host of benefits to being a student. Now, you may have to pay upfront for any discount cards such as an NUS card or a yearlong railcard. But other organisations such as UNIDAYS and overall student…
Hire the Right Team Hiring the right team is the first step towards building a productive workforce. This starts with an interview followed by a personality and strengths assessment (visit https://tilt365.com/Products/Team-Assessments to see an example) to understand how the team normally operates and how it responds to stressful situations. When the rest of your team are surrounded by good employees who are hardworking, positive, and helpful then that will naturally encourage others to do the same and will create a good team spirit. It’s also important to root out the bad employees who don’t pull their weight, are constantly late,…
When we talk about property investment, we always discuss purchasing full properties and renting them out either ourselves or through an agent, but what about hotel room investment? Many may have never thought about this before but this new era of investment is actually pretty sound and with short investment periods and attractive ROI’s, it’s certainly worth considering. Many independent companies are deciding to take their money away from the banks and give individual investors the opportunity to help fund individual or wider company hotel builds. This may seem like a new concept but for some, it is working tremendously…
The first rule regarding dealing with your debts is to first face up to them. Admitting you’re in trouble, outlining exactly what you owe and wanting to clear them is the first step towards becoming debt free. Debt is an awful thing which grows and grows over time, becoming bigger and scarier the more we ignore it. It can be hugely stressful time, but please do not worry too much, there are people and ways which will help you to realise you’re not alone and will set you on the right path towards cleaning your debts. Here are some of…
After years of hard work, pensioners should be able to enjoy their retirement years comfortably. However, new figures have revealed that one in four UK pensioners are struggling to manage their finances. What’s even more shocking is that there is up to 5.5 billion in state benefits going unclaimed on an annual basis. Why is this happening? Because pensioners are too proud to accept government help, they are unaware they are entitled to benefits or are wrongfully informed that they aren’t eligible for financial assistance. The government, therefore, needs to make a change. So many pensioners are unaware that they…
It’s going to be on your mind throughout your university years, and probably for the rest of your life, so you may as well learn all you need to know about student finance right here. The funding for your tuition fees and accommodation has to come from somewhere, and one of the most popular examples of this is through the many different types of student loans on the market. Firstly, if you haven’t already sorted a student loan, you should head on over to one of the many government websites available to find out more: direct.gov.uk/en/educationandlearning, studentfinancewales.co.uk, studentfinanceni.co.uk and saas.gov.uk…